About Splitit
Splitit powers the next generation of Buy Now, Pay Later (BNPL) through its merchant-branded Installments-as-a-Service platform. Splitit is solving the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers all through a single network API. Splitit’s Installments-as-a-Service platform mitigates issues with legacy BNPL like the declining conversion funnel, clutter at the checkout and a lack of control of the merchant’s customer experience while putting the power back in the hands of merchants to nurture and retain customers, drive conversion and increase average order value. Splitit’s white-label BNPL is the easiest installment option for merchants to adopt, integrate and operate while delivering an uncluttered, simplified experience embedded into their existing purchase flow. Headquartered in Atlanta, Splitit has an R&D center in Israel and offices in London and Australia.
Responsibilities
- Implementing and enhancing fraud detection tools, systems, and processes to prevent and detect fraudulent activities in real-time
- Monitoring and evaluating the effectiveness of risk mitigation measures, making necessary adjustments based on changing threat landscapes
- Analyzing and assessing potential fraud risks, chargebacks, recalls, returns, and card scheme violations to identify trends and patterns
- Monitoring various fraud ratios and managing monetary losses
- Collaborating closely with cross-functional teams (operations, product, compliance, and technology) to ensure a cohesive risk management approach
- Developing and maintaining strong relationships with internal stakeholders and external partners (payment networks and industry associations) to stay informed about emerging fraud trends and best practices
- Preparing and presenting regular risk management reports with commentary to senior leadership, highlighting key findings, trends, and recommended actions
Qualifications
- Bachelor’s degree in Business, Finance, Risk Management, or a related field.
- 2-4 years of progressive experience in fraud risk management within the payments industry
- Advanced proficiency in using SQL for data querying, and Tableau for data visualization
- Strong understanding of credit card processing, and associated risks
- Expertise in utilizing fraud detection tools, data analytics, and predictive modeling to identify and mitigate risks
- Effective communication and presentation skills, with the ability to convey complex information to both technical and non-technical stakeholders
- Relevant industry certifications (e.g., Certified Fraud Examiner, Certified Risk Professional) are a plus
Salary Range: $60,000 – $80,000, commensurate with experience
Diversity and Equality
At Splitit, we understand that we’re strongest when we can be different together. Diversity, Equity, and Inclusion are not just about metrics for us. It’s about creating space for all individuals who walk through our doors, employee or not, to bring their full selves to the table. We strive to build teams as diverse as our markets and celebrate differences in background and perspective.
Splitit is an equal opportunity employer, meaning all applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. We ensure that all individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment. Please contact us to request an accommodation.