We’re searching for some really great people who enjoy customers as much as we do.
Named as one of Puget Sound Business Journal’s Best Places to Work in the extra-large company category and listed in WA’s 100 Best Companies to Work For by Seattle Business Magazine, both in 2021. We are a certified Great Place to Work™ and placed 3rd in the nation as a Best Workplace in Financial Services and Insurance in 2021.
Check out our rating at Great Place to Work
Wow happens every day at Evergreen. Our vision is centered on changing the world one relationship at a time.
Learn more about what our family of associates say about Evergreen on Glassdoor: Glassdoor
Discover what’s possible with Evergreen.
We’re looking to add people who feel the same way we do about our customers, our associates and the work we do. In return, you’ll be part of a growing, contemporary company that rewards creative thinking and believes in helping you get to where you want to be. You’ll also enjoy a healthy salary, a comprehensive benefits package and an attractive 401K plan to help you grow along with us!
Job Summary:
This position ensures residential real estate construction loan requests are reviewed in accordance to EHL loan procedures and guidelines. This role also ensures builders meet the minimum requirements set forth in EHL guidelines and procedures and coordinates pipeline management with LO’s and LC’s, as needed.
Essential Duties and Responsibilities:
- Underwrite Construction projects
- Underwrite the builders, subcontractors and suppliers as needed per project
- Be knowledgeable on all construction loan programs offered by EHL CLD
- Help maintain all written construction related materials (policies, guidelines, worksheet, presentation, marketing material, etc.
- Provide training to LO’s and LC’s as needed
- Assist Loan Officers with financing scenarios
- Assist in growing the construction loan volume
- Help LO’s build their book of business
- Create and clear all applicable construction loan conditions in accordance with EHL policies
- Assist with daily problem solving and trouble shooting
- All functions shall be conducted in a manner keeping with the spirit and intent of EHL’s Guiding Values and Balanced Stewardship
- Responsible for proactive communication with management with respect to all significant challenges or opportunities
- Be proactive with all communications to LO’s, LC’s, Borrower’s, Builder’s and any other parties involved in the construction of the house
- Be proficient in Encompass and all applicable construction related screens
- Underwriting review of the file meets quality and risk standards
- Work with Borrower and their representatives to resolved construction deficiencies or defects in the documentation
- Coordinate Construction Loan Closings with EHL Loan Operations
- Work with Loan Officer, Loan Closer, Borrower, EHL Outside Legal Counsel, and title company to assist in closing the loan
- Report on compliance with construction loan procedures
- Other duties as assigned.
Performance Expectations:
- Perform all actions in accordance with the Mission, Vision, and Convictions of EHL.
- Provide a “WOW” experience and effectively communicate with associates, clients, partners, and vendors via phone, written communication and/or in person.
- Seek Feedback: Host regular and timely communication with associates and Manager.
- Be willing to assume additional responsibilities/duties/projects as they arise.
- Have strong organization skills, the ability to learn quickly, and accuracy/timeliness in completing tasks.
- Perform all actions in accordance with policies and procedures of the company.
- Expected to meet productivity guidelines of the position.
- Effectively use software specific for the position and Microsoft office products.
- Work well with other members of the EHL team and be willing to fill in when needed.
Specific Skills/ Knowledge/ Abilities Required for Position:
- Bachelor’s Degree or equivalent work experience.
- Understand real estate and construction loan and title documentation.
- Strong analytical and effective verbal and written communication skills.
- Must be organized and detail oriented.
- Proficient in computer skills and familiarity with complex Excel formulas.
- Ability to make decisions, prioritize workload, and to handle multiple tasks simultaneously.
- Exercise good judgment and strong character, motivated, hard working.
- Ability to work well with fellow associates, clients and vendors.
- Good communication skills. Neat, clean, healthy work habits.
Physical Requirements:
- Ability to work in a fast-paced, occasionally noisy environment.
- May be required to drive for business purposes and if so, must hold a driver’s license in good standing and maintain personal auto insurance in compliance with EHL’s Auto Insurance policy.
- Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more.
- Requires all forms of dexterity and mobility throughout the shift.
- Occasionally required to reach with hands and arms, sit climb or balance, stoop, kneel, crouch or crawl.
- Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus.
Benefits and Perks:
Eligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses. Basic Life/AD&D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen. Additional Voluntary Life/AD&D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available. Associates are automatically enrolled in Evergreen’s 401(k) plan. Personal Time Off (PTO) of up to 13.34 hours may be earned monthly and associates may enjoy 11 paid holidays each year. Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit.
Compensation:
The base hourly range for this position is $23.96 – $46.41, depending on a number of factors including location and experience.
Evergreen is an equal opportunity employer and E-Verify employer.www.Evergreenhomeloans.com
Equal Housing Lender
©2023 Evergreen Moneysource Mortgage Company® NMLS ID 3182. Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans. All rights reserved. Licensed under: AZ Mortgage Banker License #0910074; CA Dept. of Financial Protection and Innovation under the CA Residential Mortgage Lending Act #4130291; CO Regulated by the Division of Real Estate; FL Licensed as a Mortgage Lender by the Office of Financial Regulation; ID Mortgage Broker/Lender MBL-3134; MT Mortgage Lender License 3182; NV Mortgage Company License 4837; OR Licensed under the OR Consumer Finance Act ML-3213-NMLS 3182; TX Department of Savings and Mortgage Lending Company License NMLS #3182; WA Consumer Loan Company CL-3182; WY Mortgage Lender/Broker 3467.