Financial Analyst – FP&A

Job Description

As an Analyst on our Financial Planning and Analysis (FP&A) team, you will provide high-quality decision support that drives our business performance. This is a wonderful opportunity to expand your FP&A skillset on financial and operational projects, with strong hands-on mentorship from our Vice President of Finance and Accounting, who is a direct report to the CEO. You will have the flexibility of a hybrid work schedule from your home office in the Dallas-Fort Worth area and on-site at our Administrative Office (HQ) in Irving (Las Colinas), TX.

Key Responsibilities

  • Analyze, evaluate, and develop store-level forecasting models and identify potential areas of opportunities and risks
  • Perform variance analysis and present key findings and recommendations from monthly and annual forecasts to senior leadership
  • Assist in the preparation and development of department budgets, forecasts, cash planning and other related reporting activities throughout the year
  • Identify key drivers and trends of financial performance

Required Qualifications

  • Bachelor’s degree in finance, economics, accounting, or related field
  • 4+ years of finance experience (or 2+ years of FP&A experience with a Master’s degree)
  • Advanced Excel skills (VBA, Pivots, Nested functions)
  • Advanced SQL skills (Stored Procedures, Temp Tables, Aggregate Functions)
  • Experience with Power BI or other visualization tools
  • Demonstrated understanding on how to model the relationships between key metrics and financial statement outputs
  • A passion for problem-solving and intellectual curiosity
  • Effective communication skills
  • Ability to extract and analyze raw data, draw conclusions, and make actionable recommendations
  • Experience working on projects that involve collaboration with teams across the organization
  • Ability to effectively manage priorities and projects
  • Strong attention to detail
  • Local (Dallas/Fort Worth area) candidates only – no relocation
  • Must be currently authorized to work in the United States without sponsorship and not require sponsorship in the future

Preferred Qualifications

  • Master’s degree in business, finance, economics, accounting, or related field
  • Chartered Financial Analyst (CFA)
  • Certified Public Accountant (CPA)

Compensation

  • Starting annual salary up to $110,000

Workplace

  • Flexibility of a hybrid work schedule, working remotely from your home office in the Dallas-Fort Worth area and on-site at our Administrative Office (HQ) in Irving (Las Colinas), TX

Benefits

  • Medical, dental, and vision
  • Voluntary life/ AD&D
  • Short-term & long-term disability
  • 401K with company match
  • Paid vacation, holidays, and sick time
  • Paid maternity, paternity, bereavement, extended medical leave, and jury duty
  • Corporate discount program on “personal cell phone accounts” with select providers
  • Corporate discount program on Microsoft 365 “Home Use Program”
  • Casual dress code
  • On-site fitness center
  • On-site “grab-n-go” deli

About Cottonwood

Founded in 1996, Cottonwood Financial is one of the largest privately held retail consumer finance companies in the United States. With our customer-centric focus, we offer an innovative mix of financial products and services through our FinTech (online/digital) lending portal, Cashstore.com, as well as through our 230+ brick-and-mortar retail locations in multiple states, under our Cash Store brand.

We are positioned to grow, our locations are 100% company-owned (no franchises), and we have been named multiple times to the Inc. 5000 list of America’s fastest-growing private companies, as well as to the Dallas 100 list of the fastest-growing private companies in North Texas.

Cottonwood Financial is proud to be an equal opportunity employer.

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