TD Description
About TD Bank, America’s Most Convenient Bank®
TD Bank, America’s Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US.
TD Bank, America’s Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol “TD”. To learn more, visit www.td.com.
We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.
Job Description
Depth & Scope:
Maintains Company’s existing and new product line pricing structures, strategies and tactics to meet changing environment, customer preference and revenue targets
Ensures prices and programs comply with Company pricing strategy and constantly monitor profitability and key drivers to improve results; Where required, develops analytical processes and evaluates pricing data on a daily basis
Implements pricing processes for modeling, volume forecasting and measurement to identify key performance indicators
Maintains tools and models, where required, that would allow testing of price elasticity
Works with Research and Risk management to ensure profitability goals, customer needs and that credit decisions optimize risk/rewards
Supports the product management budget for specific products to ensure objectives can be achieved within budget and meets or exceeds profit and loss goals
Communicates changes in expenses and works to manage them to meet revenue goals
Evaluates the presence and relative importance of key product deliverables
Participates in developing annual business and expense plans for each product and monitors results adjusting the plan to meet the changing environment and budget targets as necessary
Collaborates with Risk Management and other key business partners to identify and maximize profitability via management of risk levels and ensure risks are mitigated
Builds strong relationships with key business partners. Ensures ongoing successful communication of the direction of the product life cycle.
Acts as integrator/liaison between distribution channels, enterprise and marketing department influencing and negotiating options to enable the achievement of successful and profitable product enhancement and design
Coordinates conversion efforts of products, services, programs and offers of acquired company into overall Company product offerings
May lead projects involving necessary key business partners and personnel from acquired company, ensuring smooth transition
Participates in training design with the training department and others to educate appropriate staff on re-engineered or new products to support effective introductions of new initiatives; May prepare informational materials as necessary.
Ensures all products are in compliance and meet all regulatory requirements
Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.
If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Qualifications
Education & Experience:
Bachelors degree or progressive work experience in addition to experience below
5+ years related experience required
Travel may be required
Experience in product design in a financial/banking environment
Strong communication, problem-solving and decision making skills with ability to effectively communicate with senior managers
Ability to build strong collaborative business relationships
Ability to negotiate and apply skills to exercise influence over others decisions without express authority and influence change
Demonstrated experience in project management and building project plans and presentations
Solid understanding of product pricing and financial concepts
Ability to think both tactically and strategically
Job Category(s)
Business Analysis / Reporting, Management / Consulting / Advisory, Product Management & Development, Retail Banking – Financial Services, Retail Banking – Management, Technology Solutions