First Community Credit Union (FCCU) is offering an eleven-week, full-time (40 hr/week) paid internship opportunity based in Houston, TX for an individual looking to pursue a career in Mortgage Lending.
As a member of the Real Estate team, you will have the opportunity to gain valuable experience in a wide range of mortgage lending duties and functions while working to advance our organization’s practices. This will be done through knowledge and understanding gained on all services and products within the real estate department encompassing all matters of mortgage, home equity, and home improvement loan requirements, guidelines, and policies. As your knowledge and experience expand, the real estate intern will learn to process mortgage and construction loans, including those for investors and in-house loans, as well as, the ability to process home improvement and home equity loans.
Our Real Estate Intern will have the opportunity to work through our loan origination system with knowledge gained for proper input of loan applications, ordering of credit reports, as well as which applications to run through the underwriting platform for conventional loans. They will gain knowledge and understanding of the necessary documentation needed to present loan applications to underwriting, and additionally, gain an understanding of the clearing conditions from the underwriters.
This individual will assist the Real Estate department with member communication via inbound/outbound calls, emails, and other methods of communication as necessary. They will understand the loan closing process and be able to coordinate closings with borrowers and title companies. They will also become knowledgeable of the denial process and will assist in sending our denial letters for real estate loans as directed.
Requirements: Must be pursuing a Bachelor’s or graduate-level degree with a business designation.
Desirable Traits:
- Excellent oral and written communication skills
- Self-motivated to achieve goals
- Detail-oriented with strong organizational skills
- Ability to multi-task in a fast-paced environment
- Proficient computer skills with the ability to learn mortgage software platforms, spreadsheets, and word processing
About Us:
FCCU has been in the community for over 68 years, originally serving employees of the Spring Branch Independent School District. FCCU has recently expanded membership to include the Dallas/Fort Worth area, thereafter expanding our field of membership to 22 counties in the state of Texas. From our small beginnings to our current $2+ billion in assets, we have always operated under the philosophy of “people-helping-people.” First Community Credit Union continues to lead the way as a high-tech, high-touch credit union with leading digital services including Online Banking, Mobile Banking, iPhone/Android Apps and more. FCCU also works to ensure our members are backed by the latest in security, launching products including EMV chip cards and My Money Maps. As a full-service financial institution, First Community Credit Union proudly serves the daily financial needs of over 147,000 members at our 20 locations.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)